3 Pillars of Attainment Blog
Explore Self, Relationships, and Pursuits through their nine realms.
569 articles · newest first
Diversify Your Investments NOW
6 minutes to read.
The Federal Reserve is in a pickle. Faced with inflation ticking higher while signs of a recession persist, should it raise, lower, or leave interest rates the same? And if people whose job it is to analyze and make decisions abou…
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Avoiding Family Strife
5 minutes to read.
Perhaps the most overlooked aspect of estate planning is what happens to family heirlooms and other personal property. Disputes can grow so heated that children stop speaking to each. With simple, advance planning, conflict can be…
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Best Cities for Job-Hunting
3-½ minutes to read.
Over half of the top cities for job-hunters are in the same state. Any guess which one? Before I reveal the answer, let’s look at changes in real earnings. Seasonally Adjusted Earnings Real average earnings increased slightly from…
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TIPS for Beating Inflation
4-½ minutes to read.
Despite significant increases in interest rates, inflation remains stubbornly higher than the Federal Reserve’s target. To deal with the uncertainty of price levels, the U.S. Treasury Department issues Treasury Inflation-Protected…
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Before Investing in Stocks & Bonds
8-½ minutes to read.
Stocks and bonds are two of the most common financial instruments for investing. Depending on your objectives, either or both may be right for you. Knowing these basics will allow you to communicate clearly with financial professi…
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Find More Money to Invest
5 minutes to read.
You may not want to think about this question. Do you have sufficient assets so that if you were to pass away, the people who depend on your financial support could survive? Yes. Then you may not need life insurance. No. Then life…
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Mutual Funds & ETFs
4-½ minutes to read.
Since June was essentially a five-week month, there isn’t any new economic data for us to review this week. So, let’s look at two of the most common investments for non-professional investors. Mutual funds and exchange-traded fund…
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Where the Jobs Are
4-½ minutes to read.
You may be surprised about which states have the most competitive job markets. They do not correlate with those gaining or losing population. Before we parse the details, let’s look at changes in real earnings. Seasonally Adjusted…
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The CPI is Irrelevant
4-½ minutes to read.
Job prospects and wages for teenagers are strong this summer. Anecdotal evidence of huge increases in hourly rates exists for fun jobs. Before we get into the details, let’s dive into inflation. Consumer Price Index – Urban vs. Ru…
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Has Your Salary Kept Pace?
3 minutes to read.
Has your salary kept up with the market? With high inflation for the last two years and a tight labor market, wages for many jobs have changed significantly. Before addressing how to talk with your employer, let’s look at some num…
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Forget Estate Planning It’s Too Late by Then
4 minutes to read.
If you wait until you have substantial assets to do estate and financial planning, you’ll probably be too late to secure your economic future. Before we get into why, let’s look at the job market. Job Market The number of unemploy…
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Is Your Faith in a Successful Job-Hunt Unshakable?
2-½ minutes to read
Is Your Faith in a Successful Job-Hunt Unshakable? Parsha [Passage of Scripture] Nugget [Precious Idea] Beshalach - Exodus13:17-17:16 Not all the redeployers coming through Sembach are looking forward to goi…
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How the Military Prepared You for Entrepreneurship
2-½ minutes to read
6 Essential Qualities for Military & Business Success Over the last decade, the number of veterans in business has declined. Despite many programs supporting veteran entrepreneurship, not much has changed. Whil…
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How to Deal with Disrespectful Civilians
2 minutes to read
Do You Distinguish Direct from Offensive Communication? Parsha [Passage of Scripture] Nugget [Precious Idea] Bo – Exodus 10:1-13:16 Over the last decade, I’ve noticed a softening in the military. You don’t hea…
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Are You Wasting Your Time Getting Certifications?
2-½ minutes to read
Are You Wasting Your Time Getting Certifications? Certifications top most veterans’ list of important job qualifications. But recall you didn't have any when entered the military. Success came from your attitud…
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How to Read God’s Clues for Improving Your Life
2-½ minutes to read
Do You Feel Like You’re Being Punished by Your Problems? Parsha [Passage of Scripture] Nugget [Precious Idea] Va’eira – Exodus 6:2-9:35 When things go wrong, why do they hit our most vulnerable spots? Wouldn…
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How to Ensure You Connect with Your Spouse
2 minutes to read
Do You Think Your Marriage has a Communication Problem? Having been away from their spouse for up to a year, most of the sailors coming through WTP recognize the challenge posed by reconnecting. Even with tools l…
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How to Handle the Demands of Transitioning
2 minutes to read
Have You Reached the Moment of Truth? Parsha [Passage of Scripture] Nugget [Precious Idea] Shemos – Exodus 1:1-6:1 Back on active duty, I get those annoying emails. The training officer sends reminders of some…
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How to Use Pain to Overcome Transition Hurdles
2-½ minutes to read
Do You Make Pain Your Reintegration Ally? As many as a hundred and fifty sailors come through WTP Sembach each week. Few had an easy time during deployment. The heat and austere operating environment challenged…
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How to Be Wealthy and Virtuous
2-½ minutes to read
Do You Know the Source of Money’s Value? Parsha [Passage of Scripture] Nugget [Precious Idea] Vayechi – Genesis 47:28-50:26 These days, few people question the virtue of military service. Most veterans want…
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How to Adapt Your Identity to the Private Sector
2-½ minutes to read
Do You Know the Military Traits that Challenge Civilians? Reservists who deploy for six to twelve months face a daunting challenge. They need to quickly adapt to military life. In processing helps awaken their…
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How to Reduce Mistakes During Your Transition
2 minutes to read
Do You Know Your Worst Enemy and Best Ally? Parsha [Passage of Scripture] Nugget [Precious Idea] Vayigash – Genesis 44:18-47:27 The military exemplifies a can-do environment. Many a shipmate’s desk has the slo…
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10 Books that Will Improve Your Life in 2018
3 minutes to read
Are You Surging Your Growth Through Reading? As in past years, reading a book per week hardly makes a dent in all the great ones out there. This year I focused on personal development and history & biography. My…
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How to Make a Safer Transition by Taking Risks
2-½ minutes to read
Are You Ready to Do What You Haven’t Done Before? Parsha [Passage of Scripture] Nugget [Precious Idea] Mikeitz – Genesis 41:1-44:17 Even if transition assistance programs did their job, your reintegration in…
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